A class of Washington Homeowners have brought a federal RICO case against Exxon, Chevron, Shell, BP, ConocoPhillips, and the American Petroleum Institute for increased homeowners’ insurance premiums resulting from their “coordinated and deliberate scheme to hide the truth about climate change and the effects of burning fossil fuels.” The federal class action lawsuit is the first of its kind, aiming to hold oil companies accountable not just for their decades of climate deception, but for the resulting insurance crisis that has stemmed from more frequent and severe weather disasters.
“This case is about holding the fossil fuel Defendants accountable for the increased homeowners’ insurance premiums that their coordinated and deliberate scheme to hide the truth about climate change and the effects of burning fossil fuels has brought about and for their conduct contributing to climate change; a cost the highly profitable trillion dollar industry can easily afford, and one that it should not be permitted to simply pass along to the everyday people who are presently bearing the burden of these increased premiums.”
Richard Kennedy and Margaret Hazard, Individually and on behalf of others similarly situated
Exxon Mobil, Shell, Chevron, BP, ConocoPhillips, API
November 5 2025
Public Nuisance, Civil Conspiracy, Unjust Enrichment, Consumer Protection, RICO, Fraudulent Misrepresentation
